What will I do when I retire?

The following example illustrates the financial problems facing today's families.

  • Married couple aged 35 who are planning on retiring at age 65.
  • His/Her annual salary is $48,000 a year ($4,000 a month).
  • Expected annual income increase 4%.
  • Expected annual inflation 4%.
  • Expect to live until age 80.

It would take monthly savings of $836 (4% rate) plus $2,000 deposited into an IRA to save enough money to live with monthly expenses equal to 75% of current levels. In other words they would have to save $1,002 a month or $12,024 a year to save enough to retire at age 65.

Realistically, what options does this couple have?

  • Both will have to work?
  • Simply never retire?
  • Get a better job?
  • Reduce their current spending and their standard of living?
  • Find another source of income?

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When you've seen the presentation and feel, that this is a viable proposition, we have more information about the industry that you may access through the links below. For questions, please contact us. We're industy veterans and know how to get you started on the way to your own, successful distributorship, be it part time or full time.

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Rolf C. Zimmerli
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